Hello Legacy! I bring good and bad news - Strange I know but I will get the good stuff out the way first.

- Guilt's Character Design Contest
It doesn't matter if you're awful at art open paint and do some drawing, read the thread for more details This contest has now been extended to Saturday 21st December!

- Secret SANTA
4 days left to enter, you will all get paired and mailed on the 20th!

- Steven's Codes
There are some remaining, try looking in odd areas and those that have fallen

- Cease Fire
Remember Warfare is being switched off Midday on the 24th until midday on the 26th, equalling to 2 days of no warfare.

- Steven's Giveaway
Enter via the Main Forum asap, the thread speaks for itself and you'd be stupid not to try grab everything!

Now onto the fun part that will create a stir on Legacy, before I continue I will give you the history that is relevant. Loans on Legacy have always been an taboo and impossible to deal with from a staff side, now that accounts a permanent they are now at a breaking point. I have looked at a lot of ways to do this and I have only one way. In the past the Security Forum was used, there was a thread listing scammers and we have even resorted to shrubbing players. This new method will replace any current staff guidelines and has just been approved by The Chamber of Elders and HCS.

This message goes to any person getting a loan and those giving out loans freely expecting us to clear your mess up and to those that create a public nuisance when we refuse to act. You are all from the 1st January 2014 liable to fines that will be paid. Do not fear I shall explain.

The Guidelines will be clear, all loans that go exhausted* will only be applicable and this method will be used as a LAST resort if the future of the loan can not be guaranteed, we will as staff will now from the date given be recovering costs from the account - item wise. We will always aim to take enough to cover it. If we get surplus, it will be treated as a fine. We will then charge 20% of the loan amount and keep it as a fine to the loaner the credits left will be given to the loaner.

For an example say an avatar (Fully equipped) has a loan of 40k,
>All contact has been exhausted or is being ignored, a time limit will be placed by myself,
>We would then take enough to cover 40k so we will take Titan and a Weapon, we will keep the Surplus,
>We keep 8k (20%)
>The loaner gets back 32k and the loan is called quits.

We have methods in place that can not be disclosed by those that are left empty & those that refuse to pay or send items elsewhere to try dodge this system. The purpose of this is to restrict loans being thrown around and will, in time, remove the burden on staff to recover costs. Zorg is currently in the status of creating bits that add on to profiles that can be edited to warn other players of the risks or if they have outstanding debts to staff.

* Exhausted - All attempts of contact have been made, several times by BOTH staff & loaner.